Blog

Non-taxable employment payments and benefits in Croatia for 2026

• 04.02.2026.
• Finances

Non-taxable employment payments and benefits are often the difference you can clearly see at the end of the month, for both employees and employers. In a new article for čarter.hr, Ivica Žuro provides a clear overview of non-taxable payments and limits for 2026, from per diems and allowances to bonuses, benefits and scholarships, under the currently applicable rules.

A loan without a mortgage is no exception - what's changing for entrepreneurs

• 13.01.2026.
• News, Finances

In the first article of the year, Ivica Žuro for čarter.hr opens a topic that will be more than relevant for many entrepreneurs. New credit rules, lower collateral requirements and entirely new instruments introduced by HAMAG-BICRO and HBOR create opportunities for entrepreneurs who are planning investments but do not want (or cannot) tie up real estate.

If we don't start already in 2026 and encourage entrepreneurship - further depopulation will follow

• 02.12.2025.
• News, Finances

As the end of the year approaches, we return to the same question: where do we actually stand? Some figures catch us off guard, others have already become part of the standard repertoire, but together they reveal where our small economy is heading. In his new article, Ivica Žuro brings us a reminder of what we avoid admitting, but many will find familiar.

Less complaining, more action - the yacht charter sector has a new association, and you might be eligible for a loan

• 04.11.2025.
• News, Finances

Ivica Žuro’s fiftieth column for čarter.hr arrives at a time when the local yacht charter scene, rather than standing still, seems to be searching for its own direction. Symbolically or not, the first independent association of yacht charter companies is now being formed, and at the same time, concrete loan options are emerging for those who are done waiting for “better times”.

Worker only slightly satisfied, and company more in the red - the Croatian minimum wage paradox

• 07.10.2025.
• News, Regulations

The growth of the minimum wage in Croatia has become a hot topic. Some see it as protection for workers, others as a burden that sinks the competitiveness of companies. In his new article Ivica Žuro dissects state interventions, compares the Croatian model with the European one and raises the question - where is this policy leading us?

It's five to twelve for local yacht charter - who is really at the helm

• 02.09.2025.
• News, Finances

Yacht charter in Croatia balances between the desire for quick profit and the need for safety at sea. The chase for every euro creates an image in which statistics look solid, but reality at sea shows otherwise. In his new article, Ivica Žuro explains where the compass is lost, whether yacht charter is on autopilot, and profit ahead of safety.