If we don't start already in 2026 and encourage entrepreneurship - further depopulation will follow
As the end of the year approaches, we return to the same question: where do we actually stand? Some figures catch us off guard, others have already become part of the standard repertoire, but together they reveal where our small economy is heading. In his new article, Ivica Žuro brings us a reminder of what we avoid admitting, but many will find familiar.
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Less complaining, more action - the yacht charter sector has a new association, and you might be eligible for a loan
Ivica Žuro’s fiftieth column for čarter.hr arrives at a time when the local yacht charter scene, rather than standing still, seems to be searching for its own direction. Symbolically or not, the first independent association of yacht charter companies is now being formed, and at the same time, concrete loan options are emerging for those who are done waiting for “better times”.
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Worker only slightly satisfied, and company more in the red - the Croatian minimum wage paradox
- 07.10.2025.
- News, Regulations
The growth of the minimum wage in Croatia has become a hot topic. Some see it as protection for workers, others as a burden that sinks the competitiveness of companies. In his new article Ivica Žuro dissects state interventions, compares the Croatian model with the European one and raises the question - where is this policy leading us?
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It's five to twelve for local yacht charter - who is really at the helm
Yacht charter in Croatia balances between the desire for quick profit and the need for safety at sea. The chase for every euro creates an image in which statistics look solid, but reality at sea shows otherwise. In his new article, Ivica Žuro explains where the compass is lost, whether yacht charter is on autopilot, and profit ahead of safety.
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Everyone in Europe is raising prices, but only we are raising panic
In his new article for čarter.hr, Ivica Žuro dissects our favorite national sport: publicly complaining about prices, tourists, coffee, and our own country. But maybe it’s time to ask ourselves – are we really that bad, or do we just sound like it?
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If you believe in your own business – banks will support you too
Can you even ask for financing – from a bank, a fund, or the state – if you don’t believe in the business you’re running? In his new article for čarter.hr, Ivica Žuro addresses this somewhat uncomfortable but crucial question. But he’s not talking about procedures and required paperwork – he’s talking about trust. Trust in your business – which you either have or don’t…
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Ivica Žuro
Ivica Žuro is a consultant in finance, banking and corporate management. He is the owner of MM Beneficium business consultancy. After a long career in banking where, among other things, he was a long-term director for Central Dalmatia at Splitska banka, he decided to use his experience in financing and management consulting. His specialism is the financing of entrepreneurship and legal persons, as well as the refinancing of existing obligations with more favourable lending, as well as organizational improvements and savings on business costs.
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